Your Trusted Mortgage Specialists
Call Us (412) 334-1342 | Pennsylvania Equity Resources, Inc.

Products & Tools

Each buyer is different, call us to see what program fits your needs. Why should your loan not be customized for you?

Why is a Pre-Approval So Important?

Because it gets you through the process and uncovers any potential pitfalls long before you become obligated by a contract to purchase. Plus you will know how much cash you need to close and what your monthly expenses will be after closing.

Pre-approvals are the first step in the process

We live in a time where speed matters, which ultimately affects your ability to get the home you want most.  We can close loans in under 30 Days!

*Loan process time is not guaranteed.

Pre-approvals are the first step in the process

We live in a time where speed matters, which ultimately affects your ability to get the home you want most.  We can close loans in under 30 Days!

*Loan process time is not guaranteed.

Helpful Tools

Calculate Your Mortgage Payments

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Equity 247

Giving our Customers the ability to access their loan documents in a secure, mobile way and track their mortgage experience 24-7!

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Underwriting

In-House 24 hour underwriting services. Guaranteed!

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Keep In Touch

Our goal is to create a customer for life.  We will continue to stay in touch long after your closing .  Our customers love the information and communication we share every month.  If your family and friends could benefit from talking to us we would love the referral and promise to provide the same great service too!

Our Products

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Conventional Home Loans

  • Owner occupied - 3% down - all gift funds OK!
  • Family opportunity mortgage
  • Investment property - up to 4 units
  • Second home

*Conventional 30 Year Loan Example with a purchase price of $250,000 with 3% down payment of $7,500: mortgage amount of $242,500 with a fixed interest rate of 4.250% (5.022% APR), would have a monthly payment of $1,415 (Principal, Interest & Mortgage Insurance only, does not include Taxes or Insurance. Actual payment obligation will be greater).

jumbo-loan

Jumbo Loans

  • Excellent pricing and flexible underwriting
  • 1-2 Unit Owner Occupied Principal Residence
  • PUD
  • Condominium
  • 417,001-650,000       90% LTV
  • 650,000-1,000,000    80% LTV
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VA Financing

  • 100% financing / No down payment
  • No monthly mortgage insurance (PMI)
  • Direct VA Lender with Ginnie Mae!
  • Available for purchase and refinance
  • Reduced cost for disabled veterans
  • No pre-payment penalty
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Doctor Loan Program

  • Available to medical doctors (M.D, D.O, D.D.S, D.V.M, V.D.M, & D.M.D Degree)
  • 100% financing with No Mortgage Insurance up to $650,000
  • Loan amounts up to $2,000,000
  • Primary residence only
  • Adjustable and fixed rate options
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FHA / PHFA

  • 3.5% Down to a 580 credit score
  • In some areas maximums can exceed conventional loan limits
  • Sellers can help pay closing costs
  • Great option for the purchase of homes that need remodeling

*FHA Loan Example on $175,000 Purchase Price with 3.5% down payment: Loan Amount $168,875 for 30-Years with a fixed 3% rate/ 4.12% APR has a monthly payment of $1,072.21 (includes taxes, insurance, and MI)

equity resources - Pittsburgh Home Loans

USDA Financing

  • 100% Financing
  • Zero down!
  • Finance closing costs
  • Credit scores as low as 580
  • Great for sellers who don't want to pay buyer closing costs

*Certain restrictions apply, call for details. This is not a commitment to lend. Programs are subject to change without notice. Final approval is subject to credit review and eligibility

Pittsburgh Home Loans brought to you by a wonderful mother daughter team

Purchasing a New Home? Or thinking about Refinancing?

Exciting, but scary at the same time. Don't worry, we will make the process simple and take the fear out of it.

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equal-housing-lender

Christine Ralston - NMLS 406279 Joanne Ralston - NMLS 429807

Equity Resources, Inc. is an Equal Housing Lender. NMLS 1579 (NMLS Consumer Access). Certain limitations apply, call for details. Corporate Office 25 S Park Place, Newark, OH 43055. Phone Number (412)334-1342

Pittsburgh Home Loans brought to you by a wonderful mother daughter team

Purchasing a New Home? Or thinking about Refinancing?

Exciting, but scary at the same time. Don't worry, we will make the process simple and take the fear out of it.

c06cf7f928ceaec34ec21ee83d146c78-300x144-1
equal-housing-lender

Christine Ralston - NMLS 406279 Joanne Ralston - NMLS 429807

Equity Resources, Inc. is an Equal Housing Lender. NMLS 1579 (NMLS Consumer Access). Certain limitations apply, call for details. Corporate Office 25 S Park Place, Newark, OH 43055. Phone Number (412)334-1342